QUOTE(thebestpiano @ Jan 3 2006, 12:37 PM)

Ah that was nice (: Thank you.
But like, how do you know when to use I, IV and V?
Thank you. But it comes with experience/practice. That's why it's good to start with chords I, IV and V,
because you will soon recognise when to use them. I'll talk about major keys here. Things get trickier in minor keys.
At this point it's best just to compare the melody or bass notes given with the notes in the I, IV, V triads, and choose the triads that give the most pleasing sequence. You can harmonise masses of music with just I, IV and V - a bit 'spartan' with just those but it's a start.
Later on you add chord ii to your selection, then chord vi. (These are written in 'lower case' to show they are 'minor triads' (just convention), namely the third from the root is a minor third. Whereas I IV and V are MAJOR in MAJOR KEYS, the third being a major third from the root).
If you need an example of a minor triad, here's ii in C major. You should be able to hear that it has a "minor" quality.
A
F
D
Can I suggest you avoid iii and vii until you have the others sorted out? These need special treatment (although there's nothing to stop you using them if you want - if you're harmonising a pop tune for example). Also there is the matter of "passing notes" that you'll come across later on.
Hope that helps.