QUOTE(Allegra @ Apr 14 2006, 05:27 PM)

Semele
Thanks for your reply! That's the forum I meant. I just thought I'd try to gather as much info as poss. from different sources!
Must admit, the W & L is a bit of an unknown quantity, and could prove to be a 'false economy' I suppose.
I'm in a bit of a 'catch 22' at the moment, as I want to advertise for private woodwind pupils to supplement my part-time peri income, but couldn't teach wwind without a piano ....... but until I manage to build up a private practice money is a bit tight ........... and so on

In your situation the rent to buy is not an option then. I purchased my U3 ( funnily enough my old piano - 18th birthday pressie- was a Kaps, but it lasted me many years teaching before wearing out ) via interest free instalments. OK,we know interest free isn't really,but it was the only way I could finance it.
I think you have two options...the first being the way I did it and haggling or getting a reasonable piano for,say,£500,privately and asking your local piano tuner to check it out before purchase and ,once you are more established then upgrade. It is not worth nearly bankrupting yourself when you are just setting up and I wouldn't like to be bogged down with instalments for a couple of years.
I would never buy new,always second hand..unless I win the lottery and then *drooling* I would buy,after the haggle... an Bosendorfer Imperial Grand ( 97 keys) after buying a big house to fit it in!
Stick it out and go for the Yamaha eventually.It will also hold its value more,I think.