QUOTE(AnnC @ Oct 2 2007, 07:44 AM)

I hope this reaches a satisfactory conclusion soon, but I would be asking myself if it was worth persuing through the courts if he has no money - you could end up being more out of pocket. Maybe a personal visit (the two of you who are out of pocket, with husbands) might produce some results.
The thing is, if he has no money, then husbands or not there is no way to get paid. If the legal system can't put it right, then visiting in person and trying intimidation won't help and will just give him grounds for counter attack where the legal system is concerned.
This is a really rotten situation and he would do well to explain honestly what happened and then try to make amends - even if that means saying "I messed up. I'm sorry. I can't pay you now, but I can pay you X per month over X months" - at least that way it will be resolved.
Were cheques made payable to him personally or to a company? If to him, then the law will enable liquidation of his goods if necessary to reimburse people, if to a company, it will depend on whether that company is limited or not and whether deliberate fraudulent activity took place on the part of the directors. If the payments were to a company, you may just have to say goodbye to them unless you're prepared to go into a great deal of legal mess to prove he was deliberately trying to defraud you.
I'm so sorry for both of you and hope that Andrew does the decent thing and tries to reach an agreement with you both.
Allan