After recently becoming self-employed again, my husband and I have been looking into buying our own place.
It seems the housing people won't accept my income as a consideration for mortgage because I don't have 2 to 3 years of projected accounts.
I've done self-assessment forms before but have never hired an accountant to do my paperwork.
If we were to consider buying a place in 2 to 3 years time, does it mean I have to get an accountant to verify all my earnings before we can buy a place?
Since my income is classified as rather 'unstable' we can only afford places on my husband's income alone and that's not much bigger than a shoebox in London!
Are there other paperwork or proof I can show to housing people to let them take my earnings into account? Before taking up piano teaching again in UK I've done a series of temping jobs until my marriage visa came through so have never been out of work. I've been in UK for little over 2 years so certainly don't have years of self-employment accounts! I'm from Australia, by the way...
Thanks for all your help,