QUOTE(Seer_Green @ Jul 29 2012, 10:36 PM)

Ditto NatWest who actively encouraged me to only have a normal personal account.
For some reason, the Co-op try to get people to have as many accounts as possible. They 'upgraded' my account to include a separate savings one, which I've never touched. I accomanied a friend to an 'account review', where they created
another account, suggesting that she pay her salary into that one and move routine direct debits to it, and then transfer money to her 'normal' account when she needed it. They failed to explain how this made things easier for someone who already had the direct debits set up for the day after payday...
No doubt, if I ever succumb to their "Have you had an account review recently?" blather then they'll go for the hard sell with a business account. I'm just grateful they don't tempt me with the honest response to their more common "When is your car insurance due for renewal?"...