I've been playing the organ at a secular venue for the last 10 years, mostly for civil weddings (and the occasional corporate function).
All of a sudden, I am being asked to prove I have Public Liability Insurance. As I understand it, this is there to cover me if I cause injury to somebody or damage to their property in the course of my organ playing. I don't think my playing is that bad that I would cause mental injury, so what would the point of it be?
This seems ludicrous to me. What are your thoughts?